Don't always assume that big-box or national brand retailers are your best choice. Sourcing from local professionals may often be ideal and more profitable in the long run because the professional relationship is built on mutual goals and trust.

All too often we as consumers are encouraged to see only price. But taxes is not about being a consumer; it's about being responsible for our civic obligation and more importantly about being responsible for our personal estate and family.

I have had the pleasure of knowing my clients for many years. I have been there through financial ups and downs counseling them to not loose hope when their chips were down.

I have also had the privilege of watching their families grow, being there at their children's college graduations. and eventually having their adult children become my clients, too.

You can't get this from a disinterested retailer. Taxes are personal obligations. And deductions are unique to each individual's circumstances.